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Refinance and consolidation home loans

Smart ways to structure your home loan

Organising your home loan correctly can save you thousands of dollars. We work with you, , to work out the right way to build a home loan that suits your situation.

Our focus is on your unique circumstances. We won’t just sell you a home loan and move on to the next customer. We’re here to build a long-term relationship and help you at every stage. None of our team works on commission; we are all salaried, which means our recommendations are based on your best interests.

Refinancing Loans

Refinancing simply means taking out a new home loan to replace your existing mortgage. There are different reasons to refinance – to borrow more and take on a renovation project, to add more features to your loan, or to secure a better interest rate. You don’t need to wait to move to refinance your home loan.

There are different pros and cons to take into account when refinancing.  For example, changing your home loan could involve extra fees and charges. We’re here to do all the sums and work out what’s right for you.

Our status as a gives you more choice and allows you to access a range of options, including loan splitting and setting up an offset account.

If we find a better refinancing deal, we’ll handle all the paperwork and make the switch to a new mortgage as stress-free as possible.

Contact our team for advice on refinancing.

Consolidating Home Loans

Finding a strategy to manage your debt reduces stress and helps you take control of your situation. A consolidation loan brings all your debts into one package, simplifying your debts and reducing your monthly payments. Credit cards and personal loans often charge a much higher interest rate than home loans. By using the equity in your home to pay off your debts, you end up with one low-interest loan and one monthly payment.

Trying to manage spiralling debts can be incredibly stressful. We find out about your unique circumstances and work hard to find a solution that will help you sleep at night.

Get in touch

to find out more about managing your debts.
The Mortgageport difference
  • Long-term investment management
    In-house loan approval
  • Customised investment home loans
    Wide range of financial solutions
  • Personal relationship
    Personalised advice
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Start your application online or call us on 1800 100 747, 8AM to 8PM Mon-Fri and 9AM to 5PM Sat (AEST/AEDT)
Don’t just take our word for it
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JANE, ROSEBERY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
SUSIE, SYDNEY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
JANE, ROSEBERY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
SUSIE, SYDNEY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
JANE, ROSEBERY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
SUSIE, SYDNEY, NSW
“Dear Michael, We remember you well from a few years back. We know we are in capable hands and all our contacts with Mortgageport consultants have been highly professional and positive.”
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Contact us for help with your finances